Can I get a Payday Loan?

Payday loans are an increasingly popular borrowing option due to their convenience and the ease of applying. They will be taken out and repaid quickly, in many cases within the space of a month.

 

When you are short of cash and payday is weeks away it can be hard to see a way out of financial problems. If you are one of the many thousands of people who are running out of money and struggling, you may find yourself joining the growing ranks of people who apply for payday loans. These short term loans can be transferred to your account incredibly quickly, getting you out of a financial rut. MiniLoanShop.co.uk offers payday loans to help out just about anyone; there are no set guidelines on who can apply and these short term loans can be a real light in the dark.

 

Who Can Apply?

Everyone gets stuck with debt and bills that seem impossible to meet sometimes, even those in high paying jobs or those with lots of assets-sometimes there just isn’t enough money to cover the bills! This is where MiniLoanShop.co.uk comes in-short term cash loans can be a great solution to acute money problems. We all know what it’s like to be short of cash when those unexpected costs just keep coming; however hard you try to save for those rainy days there is just no telling when an emergency may arise.

 

You can apply for a loan and be approved within the space of an hour, making this the most convenient way to borrow money. It is very simple and easy to apply-all you need to do is decide how much you want to borrow, fill in the short application form and await approval.

 

Although anyone is welcome to apply, you must meet a few basic criteria to be approved:

-Your take home pay must be £500 or more after deductions, and your wages must go directly into your bank account.

-You must be a UK resident.

-Your bank or building society must be active and capable of accepting deposits.

-You must be over 18.

 

MiniLoanShop.co.uk is an advocate of responsible lending, meaning that we only deal with accredited, trusted lenders who follow responsible lending guidelines. All our lenders have great reputations in the payday loan field, meaning that you get the best service and don’t have to worry about any foul play. Our application process is safe and secure, so your personal details and sensitive data will be safe.

 

Your credit history will be checked as part of the responsible lending guidelines, but don’t worry if your rating is not as perfect as you would like. You can still apply and may well be approved for a payday loan with MiniLoanShop.co.uk, as we believe in giving everyone a chance to prove themselves to be a responsible borrower.

 

Whatever your personal circumstances and reason for needing a bit of extra cash, you can find a helping hand with short term payday loans from MiniLoanShop.co.uk.

 

MiniLoanShop.co.uk

Warning:

Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online Application

1. Apply Online

2. Online Decision

3. Loan Transferred

  • Borrow up to £1000
  • Simple on page application
  • All circumstances considered

APR Explained

Representative 277.5% APR (variable)

  • Representative APR Example:
  • Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable).
  • Note: this is an average representative APR. Your rate could vary depending on the payday or short term loan lender that accepts you