About MiniLoanShop.co.uk

Are you looking for a short term loan? Do you want to borrow a cash sum of between £80 and £1000? 


MiniLoanShop.co.uk offers a 24 hour a day service and is open for the full 365 days of the year. We are a London Based short term loan broker operating completely online. We work with the latest technology and 40 lenders to help you secure short term loans when you need them. For the UK consumer application is simple and a 100% online and we give you a quick decision-find out within minutes whether you have been approved. This depends on the lender who accepts your application, but in the majority of cases funds can be released into your bank account within the hour.


There are a great many advantages to taking out a Payday loan with MiniLoanShop.co.uk:

-The application process is safe, secure and very simple

-MiniLoanShop.co.uk and its lenders are fully licensed by the Financial Conduct Authority and comply with responsible lending 

-A fast decision about your application means that you don’t have to wait around for a result

-Work with over 40 lenders to improve your chance of securing a short term loan

-The money will be transferred to your bank account, so you can deal with any financial emergency that arises

-Even as a first time applicant you can be eligible for up to £1000

-A bad credit history doesn’t need to prevent you from applying, any background will be considered


Payday Loans explained

Payday loans are a short term cash loan which can help you to get through to payday. They are unsecured, high interest loans that you can apply for at any time and for any reason, and they are meant to be repaid in a very short space of time.

There are no rules as to what you can use the money for; you do not have to have a reason for applying. Whether you have a pile of Final Demands, a blown head gasket or just need a few extra pounds to tide you over until your wages arrive then you can apply for a payday loan to help see you through.

You should always ensure that you only borrow as much as you can afford to repay in a short space of time, in some cases by your next payday. 


To apply for a payday loan with MiniLoanShop.co.uk you must:

-Be 18 years or older;

-Be a UK resident;

-Have a regular income;

Have a bank account capable of accepting fast electronic payments.

As long as you meet these criteria you will be eligible to apply!

Having a boost of cash transferred directly to your account fast when you need it most is a fantastic service. In many cases, once approved, money will be sent to your account although this does depend on the lender who accepts your application-some companies take longer.


How much can I borrow? 

The amount you can apply for will depend on your application and which company accepts you; a payday loan with MiniLoanShop.co.uk will allow you to borrow up to £1000 as a new or a previous customer. Loans start from as small a sum as £80, so whatever your needs you can apply for a loan to cover those unexpected costs and get you through until payday.




Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online Application

1. Apply Online

2. Online Decision

3. Loan Transferred

  • Borrow up to £1000
  • Simple on page application
  • All circumstances considered

APR Explained

Representative 277.6% APR

  • Representative Example:
  • Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative. APR rates range from 45.3% APR to 1575% Max APR
  • Your APR rate will be based on your circumstances.
  • Rates from 45.3% APR to 1575% APR - we provide a no obligation quote; your APR will be based on your personal circumstances.