Privacy Policy

Who are we?

MiniLoanShop.co.uk is a Trading Name of 717 Web Solutions, Kemp House, 152 City Road, London, EC1V 2NX which is an Introducer Appointed Representative of Nouveau Finance Limited, and is entered on the Financial Services Register under reference number 747184.

Nouveau Finances Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 727348.

Registered under the Data Protection Act [2018] with the Information Commissioner’s Office: Registration Number: Z3565851.

Protecting your personal details on our websites

We are offering lending products that are available to us as an Appointed Representative/Introducer Appointed Representative of Nouveau Finance Limited.

We make sure we do thorough checks on everyone we work with.

We use encrypted software.

We continually test our systems to see whether it can be penetrated by malicious software and outside third parties looking to steal data. Our regulators expect us to do this to ensure our systems are secure.

We maintain physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of personally identifiable customer information.

Collecting Information - We may collect Personal Data about you from a number of sources, including the following:

We may collect Personal Data from you:

1. When you visit our website.

2. When you contact us, or if you have replied to a communication from us.

3. A third party who sells your data

What type of information is collected from you?

This includes:

1. contact details;

2. email details;

3. IP addresses;

As an Appointed Representative/Introducer Appointed Representative of Nouveau Finance Limited they may collect the following information

This includes:

1. contact details;

2. date of birth;

3. employment details;

4. email details;

5. IP addresses;

6. bank details.

What is our lawful basis for collecting this data and why do we need this?

In order for us to process your data we have to have a lawful basis to do so. We are relying on the following basis to do so:

(a) Consent: you have given clear consent for us to process your personal data for a specific purpose

(f) Legitimate interests: the processing is necessary for our legitimate interests or the legitimate interests of a third party unless there is a good reason to protect your personal data which overrides those legitimate interests. We have identified these on a lawful basis to assess whether we can, pass your details on to our panel of lenders for a loan, pass your details to a third party who may assist you with obtaining a loan or if we wish to continue to market to you with other specific products set out below.

How is the information about you used?

1. So we can identify you when you contact us.

2. So we can identify accounts, services and products you may have from us.

3. So we can offer you other products.

4. So we can ensure we do not pass your details to the same third-party twice in a short period.

5. So we can improve your account administration.

7. So we can continue to market to you with relevant offers.

8. To help us prevent and detect fraud or loss

Who has access to your information?

1. all our staff;

2. third parties including police or government agencies should they request it;

3. if any officials who request it for legal proceedings;

4. Lenders – If you submit an application for a credit product;

5. a third party buyer, if our company and all of its assets are sold to this third party then your personal data will also be transferred to this third party;

6. third parties if we may need to pass on personal data to, for example, others who offer administration services, marketing information and customer services;

Do you record calls or emails?

If you write to us we will retain correspondence.

What type of third parties do you pass my data to?

As an Appointed Representative/Introducer Appointed Representative of Nouveau Finance Limited they may pass your data onto the following:

When you select the box to share your information with selected third parties you agree to receive communications (including mail, email, telephone, fax, text/SMS or multimedia messages) the categories of products offered by those third parties are listed here:

Lenders including but not limited to:

a) unsecured lenders;

b) secured lenders;

c) short term lenders;

d) alternative lenders;

e) peer to peer lenders;

f) guarantor lenders;

g) car finance, logbook loan lenders;

h) debt management providers;

i) credit report information service providers; and

j) Other credit brokers.

For a detailed list of these third parties you can write to us at This email address is being protected from spambots. You need JavaScript enabled to view it.

Do you sell data?

We are an Introducer/Appointed Representative. That is our business. We pass you onto the relevant company that will find you a loan and they will collect your data.

We do not sell your data to any other parties.

Can I refuse my data being sold?

Yes, you can. If you do not wish for your data to be sold, do not submit your application on our website. We are an authorised credit broker and the nature of our business is to sell your data which is how we generate revenue.

Do you buy data?

No.

How safe is my data?

717 Web Solutions on data relevant to and also Nouveau Finance Limited carry out comprehensive due-diligence on each party that we work with to ensure your personal data is secure and that the communication you receive is relevant to your needs. Communication from the third party may be by email, SMS or telephone.

We will not disclose your Personal Data to any third party except in accordance with this or Nouveaus Finances (found on the loan application page) Privacy Policy.

Can I change my mind about marketing?

If you consented to receiving marketing communication from us, there will be an opt-out on every correspondence you received. You can also change your mind at any time by emailing us at This email address is being protected from spambots. You need JavaScript enabled to view it. or by visiting any of our websites.

How can I update and access my information?

Please email us at This email address is being protected from spambots. You need JavaScript enabled to view it.

What security do you have to protect my data?

We have a very strict policy on protecting your Personal Data:

1. We make sure we do thorough checks on everyone we work with.

2. We use encrypted software.

3. We also encourage you to use a secure and confidential password to access your account.

4. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input.

What age must I be?

18

The internet

1.If you communicate with us using the internet, we may occasionally email you about our services and products. When you first give us Personal Data through the Website, we will normally give you the opportunity to say whether you would prefer us not to contact you by email. You can also always send us an email (at the address set out below) at any time if you change your mind.

2.Please remember that communications over the internet, such as emails and webmails (messages sent through a website), are not secure unless they have been encrypted. Your communications may go through a number of countries before they are delivered - this is the nature of the internet. We cannot accept responsibility for any unauthorised access or loss of Personal Data that is beyond our control.

Cookies

When we provide services, we want to make them easy, useful and reliable. This sometimes involves placing small amounts of information on your computer. These are called 'cookies'.

These cookies cannot be used to identify you personally and are used to improve services for you. A cookie is a small file of letters and numbers that is downloaded on to your computer when you visit a website.

Cookies are used by many websites and can do a number of things, for example remembering your preferences, recording what you have put in your shopping basket, and counting the number of people looking at a website.

We use cookies that are essential in order to enable you to move around our website and use its features when applying for your loan. Without these cookies, we would be unable to provide services you have asked for.

We use Google Analytics cookies to collect information about how visitors use our website and to help us ensure it is tailored to our customers' needs and interests. These cookies only collect information in an anonymous form, including the number of website visitors and the pages visited. No personal information is collected or stored by 717 Web Solutions. To opt out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout

A number of websites provide detailed information on cookies, including AboutCookies.org and AllAboutCookies.org.

If you have any queries about these, or would like more information, please contact our Data Protection Manager at 717 Web Solutions, Kemp House, 152 City Road, London, EC1V 2NX, or email us at This email address is being protected from spambots. You need JavaScript enabled to view it..

Links

1.The Website may include third-party advertising and links to other websites. We do not provide any personally identifiable customer Personal Data to these advertisers or third-party websites.

2.These third-party websites and advertisers, or internet advertising companies working on their behalf, sometimes use technology to send (or 'serve') the advertisements that appear on the Website directly to your browser. They automatically receive your IP address when this happens. They may also use cookies, JavaScript, web beacons (also known as action tags or single-pixel gifs), and other technologies to measure the effectiveness of their ads and to personalise advertising content. We do not have access to or control over cookies or other features that they may use, and the information practices of these advertisers and third-party websites are not covered by this Privacy Policy. Please contact them directly for more information about their privacy practices. In addition, the Network Advertising Initiative offers useful information about internet advertising companies (also called 'ad networks' or 'network advertisers'), including information about how to opt-out of their information collection.

3.We exclude all liability for loss that you may incur when using these third party websites.

Further Information

1.If you would like any more information or you have any comments about our Privacy Policy, please either write to us at Data Protection Manager, 717 Web Solutions, Kemp House, 152 City Road, London, EC1V 2NX, or email us at This email address is being protected from spambots. You need JavaScript enabled to view it..

2.We may amend this Privacy Policy from time to time without notice to you, in which case, we will publish the amended version on the Website. You confirm that we shall not be liable to you or any third party for any change to this Privacy Policy from time to time. It is your responsibility to check regularly to determine whether this Privacy Policy has changed.

3.You can ask us for a copy of this Privacy Policy and of any amended Privacy Policy by writing to the above address or by emailing us at This email address is being protected from spambots. You need JavaScript enabled to view it.. This Privacy Policy applies to Personal Data we hold about individuals. It does not apply to information we hold about companies and other organisations.

4.We aim to keep the Personal Data we hold about you accurate and up to date. If you tell us that we are holding any inaccurate Personal Data about you, we will delete it or correct it promptly. Please email us at This email address is being protected from spambots. You need JavaScript enabled to view it. or write to us at the address above to update your Personal Data.

 

 

MiniLoanShop.co.uk

Warning:

Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online Application

1. Apply Online

2. Online Decision

3. Loan Transferred

  • Borrow up to £1000
  • Simple on page application
  • All circumstances considered

APR Explained

Representative 277.5% APR (variable)

  • Representative APR Example:
  • Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable).
  • Note: this is an average representative APR. Your rate could vary depending on the payday or short term loan lender that accepts you