Privacy Policy

Your privacy is as important to us as it is to you. We will work to protect your sensitive data, and we also to help you to understand how we collect and use the information you provide us with, as this will help you to make informed decisions regarding our site. 

 

Our policy will be constantly updated with new practices and using the latest technologies, all the while keeping our customers’ best interests at heart.

 

Preventing Fraud

If a person deliberately provides false or inaccurate information and if fraud is subsequently identified, whether in relation to a person’s identity or in the details they provide, this information will be sent to fraud prevention agencies. This information may be used by law enforcement agencies as well as the lender and other companies helping to prevent fraud or money laundering.

 

This information will be used when checking applications for credit, checking details for insurance claims, checking details of employees, recovering unpaid debt and managing credit related accounts and other facilities. If fraud is identified, the information will be passed on and actions will be taken.

 

The lender may use information obtained from other countries and other sources which have been recorded by fraud prevention agencies and will use this to make a decision regarding credit.

 

You can contact us for more details of fraud prevention using the contact details at the end of this policy.

 

Information We Collect

We gather both Personal Information that you knowingly give us when you sign up or register, and also general information about the use of our website, collected as all users browse through the site.

 

Registration Information

This is the information you voluntarily provide when you register for our newsletter or any of our products or services, and it includes (but may not be limited to) your name and email address.

 

Email Information

We will keep not only your email address but also the content of our correspondence with you, to ensure that you are getting the best possible service. These communications will be protected with just as much care as we protect information received by phone or post.

 

Information From Website Use

Our website uses “Cookies” to gather information about browsers; this information may be the length of time you spend on our website, the particular pages you view, as well as the date and time you used our website. We also use Web Server Log Files to check out the ways in which our site is used.

 

How We Use Your Information

We will use your information for a variety of different things. Essentially, it is used to provide the right products and services for you as well as administering our business activities. It will allow us to monitor the uses of our services, to customise and improve our site so that you get the very most from it and to monitor our marketing and promotional offers. Using your information in this way allows us to tailor our site so that it meets your needs as best as it can.

 

We may share this information with credit reference agencies in order to carry out credit and fraud prevention checks. We will not share your information with any other companies unless it is demanded by law.

 

Sometimes we will use your information to keep you informed about changes to our website or other important changes that you need to know about. Occasionally we may notify you about offers we think may interest you-if you decide you do not want these notifications then you can tell us using the link provided in the newsletter.

 

Selling, Sharing and Leasing of Information

We will not sell, loan or share your information with anyone at all. It may be necessary to share some personal or bank details with a company providing transactions that you have requested-but we will only do this where it is absolutely necessary. 

 

Your email information and browsing habits may be used to help us to make lending decisions and to better understand your financial needs, and also for helping prevent fraud. We will use this information to keep your customer service up to scratch and to provide you with information about products and services from Mini Loan Shop as well as carefully selected third parties. This will help us analyse our statistics and to evaluate our marketing effectiveness.

 

Accessing Your Information

You can access your information and view your details at any time-simply email us on the link provided. You can use this service to check your details and make corrections if necessary.

 

Legally Demanded Information Disclosure

If we believe that we must legally disclose information for the protection of our rights and in the service of fraud detection, then we will do so. If we need to disclose sensitive information to contact, identify or take legal action against an individual who is going against our Terms and Conditions, then we will do so in order to protect the safety of our users and the general public. We do not take these decisions lightly, and will only share information with the appropriate agencies where it is absolutely necessary.

 

Other Websites Linked to Our Site

We take no responsibility for the practises or content used by any websites linked to Miniloanshop.co.uk’s website. We often provide information and links to other sites to give information to our sites’ users, but we are not connected to other websites in practice or codes of conduct.

 

When you browse any website, even when you follow a link from COMPANY’s site to another’s site, you are no longer protected by our Privacy Policy, and you are subject to the Terms and Conditions used by that site. Always read through any site’s terms and conditions before you proceed with your browsing.

 

Consent

When you use our website, you are consenting to our use of your information as it is laid out in this Privacy Policy. Mini Loan Shop will always hold the right to change or amend this privacy policy without notice if we see fit.

 

Your Data Secured

Your information will be processed and stored on our computer databases. We are very careful about protecting your sensitive data, and we have put in place stringent protective measures to keep your data secure and protected. All the necessary physical, managerial and electronic procedures are put in place to ensure that your private information stays private.

 

Opt Out Options

You can easily unsubscribe so that you will not receive any emails or other contact from us-simply click the link at the bottom of any emails from us to prevent any future messages, surveys or offers. As soon as you unsubscribe we will stop sending messages as soon as it is technically possible.

 

Contests and Surveys

We may occasionally request information using surveys or contests. Participation is totally voluntary and you do not have to choose to disclose this information. We may request contact information, demographic information, or general information such as age or gender. We will only use contact information to notify contest winners and to send prizes, and we will only use information gained from surveys as a way to improve our site.

 

Change of Ownership

If this website or a large portion of its assets is ever acquired by another company, your information will be considered part of the assets that are to be transferred and your data will be taken on by the company taking over.

 

Changes to Our Privacy Policy

We reserve the right to change this Privacy Policy at any time, without warning. We will always post updates on this site, so do check back every now and then to look for changes. If you have submitted your email address then we will email you to inform you of the changes made.

 

Even if our Privacy Policy changes, we will not use any information you submit under this Privacy Policy, in a way that contravenes the terms and conditions of this policy, unless we have your full prior consent to do so. 

 

MiniLoanShop.co.uk

Warning:

Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online Application

1. Apply Online

2. Online Decision

3. Loan Transferred

  • Borrow up to £1000
  • Simple on page application
  • All circumstances considered

APR Explained

Representative 277.5% APR (variable)

  • Representative APR Example:
  • Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable).
  • Note: this is an average representative APR. Your rate could vary depending on the payday or short term loan lender that accepts you