Same Day Loans

Same Day Loans

Same day loans do exactly what it says on the tin-they are a short term loan with funds that can be available to you on the very same day that you apply for them. There are lots of companies who offer this service so you are bound to find one that suits you. As long as you have internet access you can have access to same day loans!

How Does it Work?

Applying for and getting same day loans is a very simple and easy process. You apply online, having chosen the company that offers terms and conditions to suit you, decide how much you want to borrow and when you would like to pay it back, then simply sit back and await approval. Once this is given-usually within just a few minutes-the money you requested will be deposited straight into your bank account, giving you the freedom and breathing space to cover all your expenses. All you need do to be eligible is have a bank account, be over 18 and a UK resident, and have a take home monthly pay of over £500 or more. Each company differs slightly in terms of what they will lend, so search through until you find one that suits your needs.


Why choose Same Day Loans?

Sometimes, however hard you try to save and keep an eye on your pennies, unexpected expenses pop up. When you are already stretched to your financial limits this can be very inconvenient and worrying and it can be hard to see how you’re ever going to pay the bills and still manage to eat!

Same day loans are so simple and quick that they can really take the pressure off and give you a bit of leeway to sort out your finances without the threat of total poverty. The fact that money arrives instantly in your bank account makes it possible to pay off any outstanding or essential bills without racking up debts and interest charges.


Same Day Loans Advantages

There are a great many plus sides to same day loans when compared to other forms of borrowing:

CONVENIENCE-You won’t have to wait weeks and weeks for a decision as you would with a bank loan-just fill in the form and you will have a decision in minutes.

24/7 SERVICE-Instead of taking time off work to go to a bank or putting your financial emergency on hold until office hours, you can apply at any time for a same day loan. Because the whole process is online there are no opening hours and you can apply even at weekends, bank holidays and the dead of night.


Same Day Loans disadvantages

There are very few disadvantages to same day loans; in fact the only one is the very high interest charges. Because these loans are such a short term fix and are designed to be paid back by your next payday, the interest charges are much higher than other forms of borrowing-in some cases over 1000%. Don’t let this put you off; it is just so that the lenders can make money, exactly the same as a bank loan. The high interest charges will not affect you in a negative way UNLESS you default on your loan. Make sure you repay on time and you will have no problems.


Same Day Loans repayments

Like everything else about a same day loan, the repayments are very simple. When you first fill in the application form you will be asked to work out how much you can repay and when you want the repayments to be taken out-the rest is done for you! The payments will be taken directly from your account on the date you specify, so you don’t even have to worry about forgetting to pay on time. All you have to do is make sure the money is in your account and your lender will do the rest.

If you get to the agreed date and then find that you do not have the funds to cover your repayments, don’t ignore the situation and hope it will go away-always contact your lender to let them know the situation. They will be understanding and may be able to help, whereas if you do not tell them you are struggling then you will be landed with hefty interest charges that may put you right back in the red again.


Same Day Loan for emergencies

You can apply for a short term loan for any reason under the sun, and you won’t be made to feel like a failure-absolutely everyone goes through financial difficulties at some stage or another, and you won’t be forced to state your reasons for needing same day loans. 

If you are scraping by when the car blows up, or if you have a pile of final demands and no one else can help, these are great reasons to apply for same day loans. Whether you have got yourself into a pickle because you ignored a vital bill, or because you forgot Granny’s birthday and have to take her out for an expensive lunch to make up for it-any reason is good enough to apply, and same day loans can help.


Apply for a helping hand today

Same day loans are so simple, quick and convenient that once you have applied and been approved you can breathe a sigh of relief, safe in the knowledge that your most essential bills will be covered. Because you pay the loan back so quickly, you will not have debts hanging over you for years and you can enjoy the convenience of having money in your account when you most need it.


Late repayment can cause you serious money problems. For help, go to

Online Application

1. Apply Online

2. Online Decision

3. Loan Transferred

  • Borrow up to £1000
  • Simple on page application
  • All circumstances considered

APR Explained

Representative 277.6% APR

  • Representative Example:
  • Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative. APR rates range from 45.3% APR to 1575% Max APR
  • Your APR rate will be based on your circumstances.
  • Rates from 45.3% APR to 1575% APR - we provide a no obligation quote; your APR will be based on your personal circumstances.